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manager making ai based decision manager making ai based decision

AI-Powered Decisioning Engine for the Fintech Sector

Discover a fully scalable, cloud-native SaaS platform built for a FinTech partner. Powered by a sophisticated AI-driven decisioning engine, it automates and orchestrates complex workflows for loan and credit providers. The solution delivered a dramatic reduction in operational costs and empowered our client to offer a highly competitive low-code/no-code (LCNC) product.

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Client:
A technology company providing innovative LCNC software for FinTechs to automate and orchestrate business workflows.

Industry:
FinTech

Objectives

The client engaged Neontri with a clear objective: to build a multi-tenant SaaS platform from the ground up. The core of this platform was to be an advanced, AI-powered decision-facilitating and scoring engine designed to support businesses in the loan and credit industry.

Expectations

The goal of the app is to simplify the driver experience and also help leasing companies and their support teams save time and reduce manual work. To achieve this, Neontri’s product team proposes a mobile app focused on usability, integration, and long-term flexibility.

The platform was expected to be a market-leading solution that could:

  • Provide advanced tools for Business Process Management (BPM).
  • Utilize AI and ML mechanisms to automate complex decisions.
  • Offer a fully scalable, secure, and cloud-native architecture.
  • Ensure compliance with financial industry standards like PSD2 and GDPR.
  • Integrate seamlessly with third-party risk assessment and verification services.
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Outcomes

The platform, engineered by Neontri, has been successfully implemented by four end clients and serves as the foundation for the client’s international expansion strategy. It has provided a significant competitive advantage by automating processes and enabling a scalable business model adaptable to diverse industries.

“The two most impressive aspects of our cooperation are their deep technical knowledge and the quality of the work they deliver. Their approach to software development is exemplary; they do the right things in the right order, and their lean methodology is perfectly suited for launching innovative ideas.”

– Karol Dziasek, CEO, Self Learning Solutions

Features of the AI-powered decisioning platform

The platform was built around features that make AI-driven decisioning practical and scalable, including:

  • Intelligent automation: Leverages an AI/ML core to automate scoring and complex decision-making processes.
  • Low-code workflow orchestration: Empowers non-technical users to build and modify business processes without IT intervention.
  • Scalable cloud-native architecture: Built for high performance and reliability, allowing the business to scale efficiently.
  • Robust security: Designed with a security-first approach to ensure full compliance with GDPR and PSD2 regulations.
  • Third-party integration: Features complex integrations with external solutions for  comprehensive risk assessment.

Process

Neontri assumed full responsibility for the architecture design and the entire product development lifecycle. Our elite team of engineers created a fully scalable SaaS platform, ensuring the final product was robust, compliant, and ready for market adoption.

Results

The project delivered transformative, measurable results for both our client and their end customers.

  • 78% cost reduction on IT development for new platform features.
  • 80% reduction in ongoing maintenance costs.
  • 51% infrastructure cost reduction thanks to an optimized cloud strategy.environments
  • Freed business personnel from IT tasks, allowing them to focus on core business development.
Written by
Paweł Scheffler

Paweł Scheffler

Head of Marketing
Radek Grebski

Radosław Grębski

CTO
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